Hi Reader,

Payroll might sound simple, but even with one employee (or none yet), the rules can get messy fast.

It’s a minefield of rules, risks, and hidden costs that can trip you up even when you're just buying staff lunch.

In our latest video, we walk you through the real-world payroll pitfalls that catch small UK businesses out whatever the size of their team!

✅ What HMRC expects—even if you’ve only got one part-timer
✅ Why “treating” staff (lunches, perks, travel) can trigger tax bills
✅ Auto-enrolment, student loans, holiday pay—what kicks in and when
✅ How outsourcing payroll early can save your sanity and hours of admin down the line

👉 Watch now: Outsource Your Payroll​

And while we’re busting myths…

Too many businesses - new and growing - focus on profit or EBITDA, and run into trouble with what keeps it alive - cash flow.

In our guide, we break down—in plain English—the difference between profit, EBITDA and free cash flow, and why the wrong focus can quietly sink your business.

👉 Read now: EBITDA vs Cash Flow vs Profit​

We’re here to help you make better business decisions quicker—right from day one.

Cheers,

Graeme and Neil

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